Why Switch?

Home | Apply Online | Rates and Fees | FAQ | Contact Us

Why Switch?



Great Rates

We may be able to save you hundreds, even thousands of dollars a year. If you already accept credit cards, let us do a cost benefit analysis by faxing us three most recent merchant statements. Fax them to 1-800-819-9087 and we’ll provide a quick cost comparison absolutely free.

To apply for a Retail, Internet, or Mail-order & Telephone-order account click here or call TOLL FREE 1-800-813-5788. No minimum volume is required for this discount rate.

Right up front we want you to know that the lowest “rate” is not always the best deal. Others may beat us. But overall, we’ll give you the best value.

No Bad Surprises

Many firms offer a low rate… one that looks really competitive… then you find out it’s for swiped debit cards only. And credit cards run at a higher rate.

Others entice you with a low rate, then surprise you with high rates and on mid- and non- qualified cards. These are key entered cards, rewards cards, business cards, and other special cards. It’s true, these do cost more to process through the system. But we think you’ll like our low rates for these cards, too.

Some folks charge you a fee to set up an internet gateway like Authorize.Net. Sometimes as much as $395. Ouch! We do it free.

And some charge you to do AVS checks. This is where you have the system verify phone number and billing address when you take a key-entered card. We want you to do this, so we don’t penalize you. No extra charge.

Everyone talks about great service. At United Bank Card, you’ll see it in action. With a 24/7 service center we’re organized and available, giving you the best service.

We’ll even waive your application fee, if we’re replacing your existing merchant account.

To apply, click here.